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Understanding Financing

Get your tree work done now. Pay over time.

Some tree work can’t wait — and it shouldn’t have to. We’ve partnered with Acorn Finance so homeowners across Virginia Beach and Hampton Roads can break a project into affordable monthly payments, with no impact to your credit score to check your rate.

Financing provided through Acorn Finance partner lenders.

Why it helps

Affordable payments, on your terms

No credit-score impact

Checking your rate uses a soft credit pull, so seeing your pre-qualified offers never affects your score.

$1,000 – $100,000

Financing amounts to fit anything from a single removal to a full property of tree work, with competitive APRs.

Terms up to 20 years

Spread the cost into affordable monthly payments over a term that fits your budget.

Acorn Finance Trustpilot rating 4.6 stars from 937 reviewsAcorn Finance BBB Accredited Business, A+ rating
Simple & secure

How financing works

1

Check your rate

Click below to pre-qualify with Acorn Finance in minutes. It’s a soft credit check that does not affect your score, and you’ll see real offers from a network of lenders.

2

Choose your offer

If you’re pre-qualified, pick the offer that works for you and finish the quick application directly with the lender for final approval.

3

Get funded & get it done

Once approved, funds can arrive in as little as 24 hours. Use them to pay for your Art-is-Tree work — removal, trimming, stump grinding, storm cleanup, whatever your property needs.

The details

The Acorn Finance overview

Here’s the one-page overview straight from our financing partner. Take a look, or download it to keep.

Acorn Finance customer overview — keep your budget flexible, no credit-score impact, loans $1,000 to $100,000, terms 2 to 20 years, funded in as little as 24 hours

Keep your budget flexible

  • Search offers from a network of top lenders
  • No impact to your credit score to check
  • Loans from $1,000 to $100,000
  • Terms from 2 to 20 years
  • Funded in as little as 24 hours after approval
Virginia Beach & Hampton Roads

Financing that fits real tree work

A big removal, a crane job over the house, or a full property cleanup after a storm can be a real expense — and coastal Virginia gives us plenty of all three. Financing lets you handle the work that actually needs doing now, safely and to the ANSI A300 and Z133 standards, and pay for it in monthly payments instead of one lump sum.

It pairs naturally with the money-saving options in our affordable tree work guide: phase the project, keep the wood and chips, skip the stump grinding — then finance what’s left. Every estimate is still free and written, and our 5% discount for military, first responders, and seniors always applies.

Ready when you are

See what you pre-qualify for

It takes a few minutes and won’t affect your credit score. Prefer to talk it through first? Call us and we’ll walk you through your options.

All loans and financial products are subject to credit review and approval by Acorn Finance partner lenders. Prequalifications use a soft credit pull that does not impact your credit score; if you proceed with an offer, the lender may conduct a hard credit pull. Rates, terms, and funding times vary by lender and are not set by Art-is-Tree LLC.

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